Umbrella Insurance in Texas

You should look to protect yourself any way that you can. It’s why having the right insurance policies are so critical. Umbrella insurance can act as your catch-all for what your other insurance policies don’t cover. Both residential and commercial umbrella insurance policies are available to meet your needs in Arlington, TX.

At Rickey McGill Insurance Agency, we’re here to help you understand the need for this type of insurance and how to get the right level of coverage.

The Purpose of Umbrella Policies

When you have homeowner’s insurance, auto insurance, and more in Texas, your liability levels only go up to a certain amount. If you’re filing a claim that has a higher amount, you would be financially responsible for anything above and beyond your liability levels. Depending on that amount, it’s enough to bankrupt you.

With an umbrella policy, it attaches to an existing policy to provide you with the added coverage. This could be $50,000 or more, preventing you from having to pay out of pocket.

How to Choose the Right Policy

Throughout Texas, there are countless insurance companies that offer umbrella policies to home and business owners. However, not all companies offer the same level of coverage or charge the same premiums.

By working with an independent insurance agent, we can guide you through the umbrella options to add on as much as you potentially need. This will involve looking at your existing policies and assessing your risks. From there, it will be easier to identify the best way to protect you financially with the right umbrella policy.

When you’re in Arlington, TX, having an umbrella policy can be the difference between having insurance take care of everything and having to pay an excessive amount of money out of pocket.

Call Rickey McGill Insurance Agency today to learn more about how we can help you. Our agents can build a custom policy to ensure you’re well protected in all areas