Motorcycle Insurance in Texas

Like with any motor vehicle in all states, motorcycle insurance is required, specifically liability coverage, in the State of Texas. If a motorcycle driver is involved in an accident, they must be able to prove financial responsibility through the purchase of an insurance policy.

Requirements

In Arlington, TX, there are minimum insurance coverage amounts that are legally-acceptable. Of course, motorcycle owners have the option to purchase more coverage than the minimum. This is especially beneficial when the motorcycle is worth a significant amount of money if the driver has huge amounts of personal assets or just for a piece of mind.

What if the Minimum Coverage is not met?

If a driver is caught without having the minimum insurance requirements for Texas, the state can impose severe penalties like fines, impoundment, and license suspension. The Department of Transportation and law enforcement officials can verify insurance using the online insurance verification system known as TexaSure. All insurance providers are required to submit the driver’s insurance information into this system.

If a driver has a lapse in their insurance, they could receive notification from the Department of Transportation informing them of the various options. Receipt of a suspension notice allows the driver to appeal in court. A suspended license due to a failure to meet the minimum coverage requirements can be lifted if proof of current liability coverage is provided. There will also be a reinstatement fee which ranges based on each individual situation.

Motorcycle insurance protects the driver and other drivers they encounter. Before being involved in an accident in Arlington, TX, contact Rickey McGill Insurance Agency to learn more about our various products and services. At Rickey McGill Insurance Agency, we can help find the coverage that best fits any driver’s budget and ensure that the minimum state requirements are met or surpassed so stop by today for more information!