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Watercraft coverage is more encompassing than just boats and hovercrafts. It includes any vehicle designed to traverse water, such as ships, submersible vehicles, and even submarines. If you’re unsure of the type of coverage you require, the seasoned professionals at Rickey McGill Insurance Agency in Arlington, TX, are here to assist you.
What Counts as a Watercraft?
A watercraft is any vehicle capable of journeying through or on water. Non-navigable floating structures, non-powered watercraft, equipment, and waterborne structures do not count as watercraft. Put simply, anything that cannot be steered in the water does not qualify as a watercraft.
The list of watercraft includes:
- Boats
- Personal watercraft (jet skis, wave runners, aqua bikes, etc.)
- Yachts
- Canoes and Kayaks
- Commercial watercraft (ferries, tour boats, etc.)
- Hovercrafts
- And more.
If you’re uncertain whether your watercraft is covered by insurance, we encourage you to contact us. Our professionals can guide you in determining the type of coverage you need and if your existing policy covers it.
We can assist in the transition should you need to change policies and help you obtain appropriate insurance for other types of properties.
Why Watercraft Coverage is Essential
Coverage for unconventional watercraft vehicles is vital because numerous incidents can occur on the water, ranging from damages to personal injuries. Ensuring you have the right coverage is crucial, or you could face large, unexpected expenses.
That’s where we step in. Our team at Rickey McGill Insurance Agency can assist with your coverage. This will ensure your next watercraft is protected and give you peace of mind while traversing the waters of Arlington, TX.
