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A basic auto insurance policy is what is required by the law. It is liability coverage that protects other drivers from an accident that you cause. However, you could benefit from many different types of auto insurance coverage. At Rickey McGill Insurance Agency in Arlington, TX, we are an independent insurance agency offering our customers personalized service and more choices.
Collision
Collision coverage is what it sounds like. It covers damage to your vehicle when you are the driver at fault in an accident or if you are a victim of a hit-and-run. It has a deductible that you choose when you get your policy.
Comprehensive
Comprehensive coverage is coverage for things other than a collision that can damage your car. It covers things like vandalism, theft, hail, flooding, deer, and more.
Gap Coverage
Gap coverage should be considered if you have a new vehicle and a car loan. As soon as you drive a car off the lot, it depreciates, and if you have an accident, you could find that the amount the insurance values your vehicle is less than you owe on it. Gap insurance will cover the difference between your policy and what you owe.
Full glass
Your comprehensive coverage provides glass coverage, but you must pay the deductible. If you opt for full glass coverage, you won’t have to pay a deductible.
Roadside service
Roadside service is similar to the coverage that you get from the auto club. It will give you a tow, a charge, or change a tire if you are out on the road or at home and have an issue.
Contact our office at Rickey McGill Insurance Agency in Arlington, TX, when you need to review your auto insurance coverage. Give us a call or stop by the office.
